Tip:If you're not sure, take a moment to find your Year End Statement at your credit card web site. Or just add up your spending from the last 3 months and multiply it by 4 to get a rough idea. Having the right numbers here will go a long way toward getting you the right card.
Tip:Cards that offer cash back typically offer lower rewards value.The 'most value' option will give you bigger rewards, in the form of hotel stays or plane flights.
Tip:Card Razor takes annual fees into account when calculating your rewards.Cards with high annual fees might actually save you the most, depending on your spending habits.Card Razor will do the math for you, so you might consider leaving this unlimited.
